ActivTrades vs XM 2026
By Akash · Facts from the brokers’ own sites, sources linked on each review
XM has the higher TFB Score (82/100 vs 78/100).
ActivTrades is a multi-entity CFD broker trading since 2001 whose UK entity ActivTrades PLC is FCA-regulated, offering MT4, MT5, ActivTrader and TradingView, with no minimum deposit in most jurisdictions.
69% of retail CFD accounts lose money with this provider.
XM is a CFD broker brand of the Trading Point group, founded in 2009, offering MT4, MT5 and the XM App with Standard, Ultra Low and Shares accounts; xm.com is run by XM Global Limited (FSC Belize), with group entities licensed by CySEC, the DFSA, FSCA, Kenya's CMA, the FSC Mauritius and the FSA Seychelles.
Side by side
| Item | ActivTrades | XM |
|---|---|---|
| TFB Score | 78/100 | 82/100▲ |
| Regulation & safety | 28/351 tier-1 regulator (FCA), investor compensation | 28/351 tier-1 regulator (CySEC), investor compensation |
| Fees & costs | 14/25Spreads from 0.5 pips; commission not published | 20/25▲All-in cost from 0.80 pips, no commission |
| Deposits & withdrawals | 20/20▲Minimum deposit No minimum deposit (USD 250 in certain jurisdictions), 6 deposit methods, 6 withdrawal methods | 18/20Minimum deposit $5 (Standard and Ultra Low; XM Global; Shares account $10,000), 4 deposit methods, 5 withdrawal methods |
| Platforms & trading | 16/20MT4, MT5, TradingView | 16/20MT4, MT5; leverage up to 1000:1 (XM Global Limited) |
| Trader Score | No trader scores yet | No trader scores yet |
| Regulators | FCA | FSC Belize, CySEC, DFSA, FSCA, CMA Kenya, FSC Mauritius, FSA Seychelles |
| Minimum deposit | No minimum deposit (USD 250 in certain jurisdictions) | $5 (Standard and Ultra Low; XM Global; Shares account $10,000) |
| Spreads from | 0.5 pips (forex CFDs) | 0.8 pips (as low as, XM Global) |
| Commission | Does not charge commissions on most of the products offered (including forex, indices and commodities) | Zero commission (as stated on its home page; check the Ultra Low and Shares account terms) |
| Max leverage | Not published | up to 1000:1 (XM Global Limited) |
| Platforms | ||
| Withdrawal methods | Bank transfer, Visa, Mastercard, Neteller, Skrill, Crypto | Back to the source of the deposit, Credit/Debit Cards, Bank Transfers, Local Transfers, E-wallets |
| Retail accounts losing money | 69% | Not published |
Facts from each broker's own website and the regulators' registers. Full sources are on each review: ActivTrades review · XM review.
Frequently asked questions
Short answers, from the facts shown on this page.
Is ActivTrades or XM better?
XM has the higher TFB Score (82/100 vs 78/100). The best choice depends on your country, platform and payment method.
Are ActivTrades and XM regulated?
ActivTrades: FCA. XM: FSC Belize, CySEC, DFSA, FSCA, CMA Kenya, FSC Mauritius, FSA Seychelles. Every licence is linked to the regulator's register on each review.
Which is safer, ActivTrades or XM?
ActivTrades holds 1 tier-1 licence (FCA); XM holds 1 (CySEC). Tier-1 regulators have the strictest rules on client money. Your protection depends on which company opens your account.
What is the minimum deposit at ActivTrades and XM?
ActivTrades: No minimum deposit (USD 250 in certain jurisdictions). XM: $5 (Standard and Ultra Low; XM Global; Shares account $10,000).
Which has tighter spreads, ActivTrades or XM?
Published spreads start from 0.5 pips (forex CFDs) at ActivTrades and 0.8 pips (as low as, XM Global) at XM; commission: ActivTrades Does not charge commissions on most of the products offered (including forex, indices and commodities), XM Zero commission (as stated on its home page; check the Ultra Low and Shares account terms).
Do ActivTrades and XM offer MetaTrader and TradingView?
Both offer MetaTrader 4 and MetaTrader 5. ActivTrades: MetaTrader 4, MetaTrader 5, ActivTrader, TradingView. XM: MetaTrader 4, MetaTrader 5, XM App.
More ActivTrades comparisons
More XM comparisons
Forex trading at these brokers is done through CFDs (contracts for difference): you trade on the price moving up or down, without owning the currency itself.Risk warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you can afford to take the high risk of losing your money. Read the full risk warning